Balance Transfer Promotions to Cover Your Tax Balance in 2018

If you used your credit card to pay your taxes in 2018, there is a potential that you will have to pay high-interest fee when paying off the balance. Instead of continuing to rack up interest expenses for this credit card, you can get a balance transfer card and transfer the tax balance. This allows you to save money on the interest fee while paying back your tax balance. The following are the best 4 balance transfer credit cards in 2018.

1. Citi Diamond Preferred
Citi Diamond Preferred has the longest 0% intro promo for balance transfers that lasts for 21 months. The APR will be 14/24% – 24.2% following the intro promo period. The intro promo for purchases only last for 1 year. The card does not require you to pay any annual fee. Like other card, it has a 5% or $5 minimum balance transfer fee. The card offers other extra features such as 24/7 concierge, automatic account alerts, and Citi Private Pass.

2. Citi Simplicity

The Citi Simplicity Card offers 0% promo for the first 18 months, after which they will charge an APR interest from 15.24% – 25.24%. If you want to enjoy the interest free 18 months period, you must transfer your balance within the first 4 months. It charges a 5% or $5 minimum balance transfer fee whenever you transfer a balance. Using this card can help you to save an incredible amount of money when you are using to pay your tax balance. It features a low price protection called Citi Price Rewind that allows you to redeem up to $500 on per item. You can redeem up to $2,500 of items annually.

3. Santander Sphere
Santander Sphere offers up to 18 months interest-free period for balance transfers if you transfer your balance in the first 90 days. After the 18 months, the regular interest of 13.74% – 23.74% applies. Every dollar that you spend will earn you one reward point. The card has no annual fee. There is a 4% balance transfer fee everytime you transfer a balance. To get approved, you must have a good credit score of 680 or above and a debt burden below 40%. You have a high chance of getting approved if your credit score is higher than 700.

4. Discover it – 18 Month Balance Transfer
Discover it – 18 Month Balance Transfer card waives the APR interest in the first 18 months for balance transfer. The 0% intro rate for purchases only last for the first 6 months. Each quarter, you get to earn 5% cash back when you spend on selected categories. Other purchases will earn you unlimited 1% cash back. The cash back can be redeemed at any time regardless of the amount. The card has no annual fee.

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