How Many Credit Cards Does Citigroup Have and Which Are Most Popular?
Citigroup currently offers 16 credit cards for new customers. However, not all of these cards are equally popular. Citigroup currently advertises 3 of these cards to be most popular among customers. These are the Double Cash card, Rewards+ card, and Diamond Preferred card.
Cash Back and Rewards Cards From Citibank
The Double Cash card is popular because of its generous cashback rewards. As its name suggests, this card offers 2% cashback on all purchases. The rewards are split into 1% increments. The first 1% cashback is earned at the time of purchase using the credit card. The next 1% is earned when a cardholder pays back at least the minimum payment due on the card. The Double Cash card has no annual fee and a variable APR between 13.99% and 23.99%. The exact rate for each customer is determined based on their creditworthiness. Citigroup also offers cardholders 24/7 fraud protection and customer service. Lastly, Double Cash card customers can take advantage of Citi Entertainment, a service that gives cardholders special access to purchase tickets to thousands of events across the country.
Citi offers some of the best promotional credit cards every year
The Rewards+ card is also very popular for Citigroup customers. This card also has a generous rewards program. The Rewards+ card offers its rewards in a points system. It is the only credit card on the market that rounds up rewards points earned to the nearest 10 on every purchase. It is also currently offering new customers a 15,000 point bonus after spending a minimum of $1,000 within the first 3 months of card activity. The Rewards+ card also offers double points at supermarkets and gas stations up to the first $6,000 spent every year. The introductory APR is 0% for the first 15 months, and then between 13.49% and 23.49% afterwards. This credit card also features no annual fee. The Rewards+ card also offers valuable Citigroup perks such as Citi Entertainment. Lastly, this card, along with most other Citigroup credit cards, offers contactless pay through the chip installed inside the card.
Travel and Hotel Rewards are popular options with Citigroup
Another very popular Citigroup credit card is the Diamond Preferred card. This black card with silver print is much more basic than the Double Cash and Rewards+ cards. The Diamond Preferred card does not feature any cashback or rewards points, but it does feature several other perks. For one, its 0% APR lasts for 18 months instead of the standard 15 months. This gives customers 3 extra months of no interest accrued on their credit card balance. Cardholders are also given the chance to pick their due date for their bill. This date can be in the very beginning of the month, or as late as the last day of the month. This flexibility is great for customers who may need the extra time to make a credit card payment. Along with the other perks that most Citigroup credit cards include, the Diamond Preferred card gives its cardholders free liability protection. This means customers will not be responsible for any unauthorized purchase made using a lost or stolen credit card.
Popular Cards Offered By Citigroup in 2020
- Citi® / AAdvantage® Platinum Select® MasterCard®
- Citi® / AAdvantage® Gold MasterCard®
- CitiBusiness® / AAdvantage® Platinum Select® World MasterCard®
- Citi® Diamond Preferred® Card
- Citi® Double Cash Card
- Citi® Hilton HHonorsTM Visa Signature®
- Citi Prestige® Card
- Citi Simplicity® Card
- Citi ThankYou® Preferred Card
- Citi ThankYou® Preferred Card for College Students