California Personal Loans

Originally posted on November 11, 2013 and updated in 2019 by Don

Personal Loans Online in California – Quick Approval – Good or Bad Credit is OK!

Consumers in California can quickly apply for a loan online from $500 to $40,000 or more online. We have local lenders serving both Northern and Southern California, to help to make the lending process super easy. Our mission is to help you compare personal loan providers, to help make the right decision for your unique financial situation. Our lenders work with borrowers with bad credit histories, previous bankruptcies, credit card debts and more! Personal loans can help with medical bills, debt consolidation, unexpected expenses such as car repairs and medical bills. If your credit score is Good or Bad, we likely can get you connected with a lender who can help! Loans from $1000 to $35,000 from top web-based lenders, easy online application. Our lenders are offering loans for consumers in Anaheim, Burbank, Long Beach, Oakland, Sacramento and all throughout California! Review more details and find the perfect signature loan for your goals and financial situation.

Online Signature Loans from $1000 to $40,000 in CA

Innovative Finance is one of the easiest to use websites that helps to connect borrowers in California with banks, credit unions, direct and online lenders to review both collateral and non-collateral based loans. The popularity of signature loans is based on the concept of a quick and convenient loan, without the hassles of dealing with big banks and tons of paperwork. Not every consumer needs a quick or short-term loan, sometimes the best option is to go visit a credit union and explore the benefits of a longer-term signature loan, that they offer, which probably will offer lower rates and fees.

Signature Loans App

Use A personal loan to plan your dream vacation to California

California has great destinations to visit for people who live in the state and those who are planning to visit the area. If you’re visiting Disney Land, Redwood National Parks, Lake Tahoe, Sequoia and Kings Canyon National Parks or the Catalina Island as a part of your vacation, we can help connect you with a lender to obtain a quick loan in a matter of minutes.

Innovative Finance is a great platform for students who need money for school expenses

Our loan platform is easy to use for students to research and compare personal loans online. Whether your a student at the University of California, Davis, San Diego State University or Humboldt State University you can research and compare loan options for free using our loan platform. We strongly encourage students to establish a budget and take caution as to not borrow more money than you can afford to pay back.

Whether you need to borrow money for an unexpected auto repair, medical expense, family emergency or traveling, our lenders work with millions of customers like you every day who are in need of additional cash and finances, and are trying to get a quick loan.

  • Find Personal Loan Lenders and Learn how Peer to Peer loans work
  • Installment loans from nationwide lenders for borrowers with average credit
  • Unsecured and Non Collateral Loans For Borrowers
  • Unsecured or Signature Based Loans From Lenders In California

For consumers and borrowers who have less than ideal credit, then going to a traditional lender may not help them get the cash they need for their finance emergencies. When an unexpected medical emergency arises, your car breaks down, or your furnace stops working, you may need an online short-term loan to get the quick cash to cover these expenses. If you are unable to use a credit card or borrow money from another source, then sometimes an online short-term loan is the only option. Whether the loan you need is a quick installment loan or personal loan, including peer to peer lending offers then we have the right options for your finance needs. Our nationwide network of top lenders helps consumers who need to borrow between $500 and $35,000 online.

California Personal Loans for customers with Excellent, Good, Poor and Bad Credit Histories

Credit Unions and Banks In California To Consider For Debt Consolidation and Personal Loans

Redwood Credit Union
3033 Cleveland Ave
Santa Rosa, CA 95403
(707) 780-2635

Tucoemas Federal Credit Union
2300 W Whitendale Ave
isalia, CA 93277
(559) 732-8892

Mission Federal Credit Union
5785 Oberlin Dr
San Diego, CA 92121
(800) 500-6328

Coast Central Credit Union
2650 Harrison Ave
Eureka, CA 95501
(707) 296-1468

Bay Federal Credit Union
3333 Clares St, Capitola
CA 95010
(831) 479-6000

U.S. Credit Union
1410 N Main St
Salinas, CA 93906
(831) 256-7343

Antioch Community Federal Credit Union
301 G St, Antioch
CA 94509
(925) 350-8177

Fink Mark
825 Gravenstein Hwy N
Sebastopol, CA 95472
(707) 823-6400

Mokelumne Federal Credit Union
531 N Mills Ave
Lodi, CA 95242
(209) 333-5424

California State & Federal Employees Credit Union
321 Wabash Ave
Eureka, CA 95501
(707) 443-8662

Star One Credit Union
3136 Stevens Creek Blvd
San Jose, CA 95117
(408) 543-5202

Siskiyou Central Credit Union
845 4th St, Yreka
CA 96097
(530) 842-1694

PremierOne Credit Union
6640 Via Del Oro
San Jose, CA 95119
(408) 524-4500

Lenders in these California cities for more unsecured finance offers


Alhambra, Anaheim, Antioch, Arden-Arcade, Bakersfield, Berkeley, Buena Park, Burbank, Carlsbad, Carson, Chico, Chino, Chula Vista, Citrus Heights, Clovis, Compton, Concord, Corona, Costa Mesa, Daly City, Downey, East Los Angeles, El Cajon, El Monte, Elk Grove, Escondido, Fairfield, Fontana, Fremont, Fresno, Fullerton, Garden Grove, Glendale, Hawthorne, Hayward, Hemet, Hesperia, Huntington Beach, Inglewood, Irvine, Lake Forest, Lakewood, Lancaster, Livermore, Long Beach, Los Angeles, Menifee, Merced, Mission Viejo, Modesto, Moreno Valley, Murrieta, Newport Beach, Norwalk, Oakland, Oceanside, Ontario, Orange, Oxnard, Palmdale, Pasadena, Pomona, Rancho Cucamonga, Redding, Rialto, Richmond, Riverside, Roseville, Sacramento, Salinas, San Bernardino, San Buenaventura, San Diego, San Francisco, San Jose, San Leandro, San Marcos, San Mateo, Santa Ana, Santa Barbara, Santa Clara, Santa Clarita, Santa Maria, Santa Monica, Santa Rosa, Simi Valley, South Gate, Stockton, Sunnyvale, Temecula, Thousand Oaks, Torrance, Tracy, Vacaville, Vallejo, Victorville, Visalia, Vista, West Covina, Westminster, Whittier

Online Signature Loans California

Whatever your needs for finance are, count on the team of editors from Innovative Finance of California are committed to helping to bring you the latest offers and options, from banks and credit unions to installment loans and social lending, we will be covering a variety of short term lending topics and sometimes will even try to discover credit card and other relevant finance topics of interest for your benefit. Finding the right loan can mean the difference in making your life less stress-free. InnovativeFinance is a loan portal helping borrowers throughout the country from Ohio to Hawaii and everywhere in between. Borrowers who have time and great credit are encouraged to work with banks or credit unions when possible, for the lowest rates and fees. Borrowers with average and below credit, who have limited options should take advantage of credit counseling, financial advisors and other resources to help make sure they are making the best finance decisions for their personal situation and getting the right loan for their specific borrowing needs.

If you are searching for a loan over $1000, then you may consider visiting Prosper or Lending Club, two of the more recognized peer to peer social lending platforms that help customers with good credit get loans, sometimes up to $25,000 or more. Peer to peer loans are difficult to get sometimes, and you can run into some high-interest rates, so if you are about to get a loan, you should get a credit check so you can be sure that there are no surprises that are going to be unearthed in the process. Remember that you have a right to dispute anything that is on your credit report, so if you disagree with something you are fully within your rights to get your own side of the story in there. This may help you a great deal when your credit report is pulled when applying for the peer to peer loan, especially if it is for a larger amount and has a long repayment process.

California Banking and Finance Regulation Resources

Department of Finance
915 L St, Sacramento
California 95814
(916) 322-2985

Learn more about consumer finances and personal loan regulations and disclosures.

Innovative Finance of California is committed to being a local resource for helping borrowers who need to borrow money online. Our platform is the perfect spot to compare signature based personal loans and borrow as little as $500 and up to $40,000 or more from the convenience of your home or office. We value your feedback and opinions, feel free to contact our editorial team anytime. The loans.innnovativefinance.org portal is free to use and a great resource for all borrowers in California searching for unsecured loans online.

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