Michigan Lenders

Bad Credit Loans in Michigan – Online Personal Loan Lenders

Originally published in November of 2013 and revised in 2019 by Don.

Online personal loans to $40,000 or more for borrowers in Michigan. Whether you are in the Motor City or Northern Michigan, we have lenders to help borrowers find a new loan. Our direct lenders can help borrowers with all credit backgrounds, from excellent credit (740 scores and above) to poor credit scores, (under 600). Find your next personal loan to consolidate bills, purchase a new car, plan your dream vacation or finish your home improvement project at Innovative Finance.


Online Lenders for Michigan

Michigan borrowers can feel confident that they are receiving the top loans offers from personal loan lenders both locally and across the country. Using our loan platform they can search from banks, credit unions and web-based lenders who offer loans from $1000 to $50,000 or more online. These online loans can help with debt consolidation, medical bills or future travel plans. The great thing about an unsecured loan is that it does not require you to have collateral. If you live in Detroit, Grand Rapids, Lansing, Flint or throughout Michigan, you search for a place to review and compare loan options just got easier. Searching for the right loan means making good financial decisions, and it is always important to start with a plan to repay your money and make sure you are not borrowing more money than you can afford.

Reviews and Feedback From Customers Who Have Used Our Loan Platform

Thank you so much for helping us find a lender for our home remodeling project. The process was stressful, but you guys made it easy to compare a few lenders online to get matched for the right loan for our goals.

Deandre Johnson

I needed to borrow money for a new car. I was not sure what lender to go through and this was my first time buying a car that was not sold through a dealer. Your platform made the process super simple.

Natasha Montgomery

Use A personal loan to plan your dream vacation to Michigan

Michigan has great destinations to visit for people who live in the state and those who are planning to visit the area. If you’re visiting Mackinac Island, Grand Rapids or the Frankenmuth as a part of your vacation, we can help connect you with a lender to obtain a quick loan in a matter of minutes.

Innovative Finance is a great platform for students who need money for school expenses

Our loan platform is easy to use for students to research and compare personal loans online. Whether your a student at Michigan State University, Michigan Technological University or Olivet College you can research and compare loan options for free using our loan platform. We strongly encourage students to establish a budget and take caution as to not borrow more money than you can afford to pay back.

Whether you need to borrow money for an unexpected auto repair, medical expense, family emergency or traveling, our lenders work with millions of customers like you every day who are in need of additional cash and finances and are trying to get a quick loan.

  • Find Personal Loan Lenders and Learn how Peer to Peer loans work
  • Online Installment Loans Up to 5 Years From National Lenders
  • Unsecured and Non Collateral Loans For Borrowers
  • Unsecured or Signature Based Loans From Lenders In Michigan

Michigan personal loans

More Loan Options To Consider From Banks and Credit Unions in Michigan

Lansing Credit Union
106 N Marketplace Blvd
Lansing, MI 48917
(517) 345-7215

Michigan First
251 E Merrill St Ste 238
Birmingham, MI 48009
248) 566-8150

Lake Michigan Credit Union
4215 Fashion Square
Saginaw, MI 48603
(989) 750-1960

OMNI Community Credit Union
6622 W Main St
Kalamazoo, MI 49009
(866) 666-4969

United Financial Credit Union
4685 State St
Saginaw, MI 48603
(989) 341-3066

CP Federal Credit Union 1100
Clinton Rd, Jackson
MI 49202
(517) 784-7101

COPOCO Community Credit Union
Bay City, MI 48706
(800) 292-2897

Honor Credit Union
240 Helmer Rd N
Springfield, MI 49037
(269) 968-8063

Muskegon Federal Credit Union
65 W Laketon Ave
Muskegon, MI 49441
(231) 722-7285

michigan lending icon

For consumers and borrowers who have less than ideal credit, then going to a traditional lender may not help them get the cash they need for their finance emergencies. When an unexpected medical emergency arises, your car breaks down, or your furnace stops working, you may need an online short-term loan to get the quick cash to cover these expenses. If you are unable to use a credit card or borrow money from another source, then sometimes an online short-term loan is the only option. Whether the loan you need is a home equity loan, installment loan or personal loan, including peer to peer offers then we have the right options for your finance needs. Our nationwide network of top lenders helps consumers who need to borrow between $500 and $40,000 online.

Michigan signature loans for customers with Excellent, Good, Poor and Bad Credit Histories

[do_widget text] Whatever your needs for finance are, count on the team of editors from the Michigan signature loan network are committed to helping to bring you the latest offers and options, from Personal loan lenders, installment loans and social lending, we will be covering a variety of short term lending topics and sometimes will even try to discover credit card and other relevant finance topics of interest for your benefit. Finding the right loan can mean the difference in making your life less stress-free. Borrowers who have time and great credit are encouraged to work with banks or credit unions when possible, for the lowest rates and fees. Borrowers with average and below credit, who have limited options should take advantage of credit counseling, financial advisors and other resources to help make sure they are making the best finance decisions for their personal situation and getting the right loan for their specific borrowing needs.

Online Signature Loans Michigan

Michigan financing options for borrowers in these cities

Allen Park, Ann Arbor, Auburn Hills, Battle Creek, Bay City, Birmingham, Bloomfield Township, Brighton, Burton, Canton, Center Line, Chesterfield, Clinton Township, Dearborn, Dearborn Heights, Detroit, Eastpointe, East Lansing, Farmington, Farmington Hills, Ferndale, Flint, Fraser, Grand Rapids, Grosse Ile, Harper Woods, Harrison Township, Holly, Inkster, Jackson, Kalamazoo, Lake Orion, Lansing, Lapeer, Lexington, Lincoln Park, Livonia, Macomb Township, Madison Heights, Marysville, Memphis, Midland, Monroe, Mt Clemens, Novi, Oak Park, Plymouth Township, Pontiac, Portage, Port Huron, Redford, Richmond, Rochester, Rochester Hills, Romeo, Romulus, Roseville, Royal Oak, Saginaw, Southfield, Southgate, St. Clair Shores, Sterling Heights, Taylor, Trenton, Troy, Utica, Walled Lake, Warren, Waterford, Wayne, West Bloomfield, Westland, Whitelake, Wyandotte, Ypsilanti


Macomb County, Wayne County, Oakland County, St Clair County, Livingston County, Washtenaw County

If you are searching for a loan over $1000, then you may consider visiting Prosper or Lending Club, two of the more recognized peer to peer social lending platforms that help customers with good credit get loans, sometimes up to $25,000 or more. Peer to peer loans are difficult to get sometimes, and you can run into some high-interest rates, so if you are about to get a loan, you should get a credit check so you can be sure that there are no surprises that are going to be unearthed in the process. Remember that you have a right to dispute anything that is on your credit report, so if you disagree with something you are fully within your rights to get your own side of the story in there. This may help you a great deal when your credit report is pulled when applying for the peer to peer loan, especially if it is for a larger amount and has a long repayment process.
Learn more about financing regulations and lending.

Innovative Finance of Michigan is committed to being a local resource for helping borrowers who need to borrow money online. Our platform is the perfect spot to compare signature based personal loans and borrow as little as $500 and up to $40,000 or more from the convenience of your home or office. We value your feedback and opinions, feel free to contact our editorial team anytime. The loans.innnovativefinance.org portal is managed by a group of passionate writers who love personal finances, saving money and helping others. Don is the author of this page, he enjoys helping borrowers navigate the nuances of achieving their personal goals and saving money.

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