North Carolina Lenders

Bad Credit Loans in North Carolina – Personal Loan Lenders for NC

Originally published in November of 2013 and revised in 2019 by Don.

Online personal loans from $1,000 to $40,000 or more. Review signature loans and unsecured loans from local and national lenders, including options for borrowers with less than perfect credit scores. Our unique platform helps borrowers find the right loan for their personal goals, ranging from home improvement financing, debt consolidation, vacations and more. Innovative Finance the top choice for lending in North Carolina, for borrowers in Charlotte, Durham, Raleigh and throughout the state.


Online Loans in North Carolina

Finding the best personal loan options for all borrowers is what separates us from many lending platforms. We work hard to find real loan options for all borrowers, regardless of their credit profile. Finding a personal loan that meets your personal goals, is manageable with repayment terms and offers you the money you need for your situation is all possible. Whether your personal loan is for only a few months or up to five years, you will find the right financing offer to meet your needs.

Personal Loans and Debt Consolidation Loans From Top Lenders

Use A personal loan to plan your dream vacation to North Carolina

North Carolina has great destinations to visit for people who live in the state and those who are planning to visit the area. If you’re visiting Sea Ranch Resort, Blockade Runner Beach Resort or The Winds Resort Beach Club as a part of your vacation, we can help connect you with a lender to obtain a quick loan in a matter of minutes.

Innovative Finance is a great platform for students who need money for school expenses

Our loan platform is easy to use for students to research and compare personal loans online. Whether your a student at Elizabeth City State University, University of Mount Olive or Alamance Community College you can research and compare loan options for free using our loan platform. We strongly encourage students to establish a budget and take caution as to not borrow more money than you can afford to pay back.

Whether you need to borrow money for an unexpected auto repair, medical expense, family emergency or traveling, our lenders work with millions of customers like you every day who are in need of additional cash and finances, and are trying to get a quick loan.

  • Find Personal Loan Lenders and Learn how Peer to Peer loans work
  • Installment Loan Lenders up to $40,000
  • Unsecured and Non Collateral Loans For Borrowers
  • Unsecured or Signature Based Loans From Lenders In North Carolina

online personal loans in North Carolina

More Options for Short Term Loans from Banks or Credit Unions in North Carolina

Bank of America Financial Center
210 E Trade St Ste B126
Charlotte, NC 28202
(704) 979-0257

First Citizens Bank
128 S Tryon St
Charlotte, NC 28202
(704) 338-4000

Federal Reserve Bank
530 E Trade St
Charlotte, NC 28202
(704) 358-2100

First National Bank
870 Spring Ln
Sanford, NC 27330
(919) 708-7055

Woodforest National Bank
3310 Nc 87 S
Sanford, NC 27332
(919) 708-7078

For consumers and borrowers who have less than ideal credit, then going to a traditional lender may not help them get the cash they need for their finance emergencies. When an unexpected medical emergency arises, your car breaks down, or your furnace stops working, you may need an online short-term loan to get the quick cash to cover these expenses. If you are unable to use a credit card or borrow money from another source, then sometimes an online short-term loan is the only option. Whether the loan you need is a quick cash advance, payday loan, installment loan or personal loan, including peer to peer offers then we have the right options for your finance needs. Our nationwide network of top lenders helps consumers who need to borrow between $500 and $40,000 online.

NC unsecured loans for customers with Excellent, Good, Poor and Bad Credit Histories

Whatever your needs for finance are, count on the team of editors from the North Carolina signature loan network are committed to helping to bring you the latest offers and options, from short term loan lenders, installment loans and social lending, we will be covering a variety of short term lending topics and sometimes will even try to discover credit card and other relevant finance topics of interest for your benefit. Finding the right loan can mean the difference in making your life less stress-free. Borrowers who have time and great credit are encouraged to work with banks or credit unions when possible, for the lowest rates and fees. Borrowers with average and below credit, who have limited options should take advantage of credit counseling, financial advisors and other resources to help make sure they are making the best financial decisions for their personal situation and getting the right loan for their specific borrowing needs.

Read Reviews and Testimonials From Borrowers Who Have Used Our Loan Platform

Local NC direct lenders working in these communities for unsecured financing options


Albemarle, Apex, Asheboro, Asheville, Beaufort, Burlington, Carrboro, Cary, Chapel Hill, Charlotte, Clayton, Clemmons, Concord, Cornelius, Durham, Eden, Elizabeth City, Fayetteville, Fuquay-Varina, Garner, Gastonia, Goldsboro, Greensboro, Greenville, Hamstead, Havelock, Henderson, Hickory, High Point, Holly Springs, Hope Mills, Huntersville, Indian Trail, Jacksonville, Kannapolis, Kernersville, Kinston, Lenoir, Lexington, Lumberton, Matthews, Mint Hill, Monroe, Mooresville, Morrisville, Murraysville, Myrtle Grove, New Bern, Ogden, Raleigh, Roanoke Rapids, Rocky Mount, Salisbury, Sanford, Shelby, Statesville, Thomasville, Wake Forest, Wilmington, Wilson, Winston-Salem
Online Signature Loans North Carolina

If you are searching for a loan over $1000, then you may consider visiting Prosper or Lending Club, two of the more recognized peer to peer social lending platforms that help customers with good credit get loans, sometimes up to $25,000 or more. Peer to peer loans are difficult to get sometimes, and you can run into some high interest rates, so if you are about to get a loan, you should get a credit check so you can be sure that there are no surprises that are going to be unearthed in the process. Remember that you have a right to dispute anything that is on your credit report, so if you disagree with something you are fully within your rights to get your own side of the story in there. This may help you a great deal when your credit report is pulled when applying for the peer to peer loan, especially if it is for a larger amount and has a long repayment process.

Innovative Finance of North Carolina is committed to being a local resource for helping borrowers who need to borrow money online. Our platform is the perfect spot to compare signature based personal loans and borrow as little as $500 and up to $40,000 or more from the convenience of your home or office. We value your feedback and opinions, feel free to contact our editorial team anytime. The innnovativefinance.org portal is managed by a group of passionate writers who love personal finances, saving money and helping others. Don is the author of this page, he enjoys helping borrowers navigate the nuances of achieving their personal goals and saving money. Learn more about finances and lending regulations online.

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