Bad Credit, Personal Loans in Oregon, Top Online Lenders for 2024
The best place to obtain a personal loan online for all of your financial goals (debt consolidation, bills, home improvement, kitchen remodeling) and more. Find the top lenders offering signature-based loan approval. Our network of lenders helps borrowers with good or bad credit with personal loan financing throughout Oregon (Grisham, Bend, Portland, Salem and Medford). Loans from $1000 to $100,000 from top web-based lenders, easy online application. Review more details and find the perfect signature loan for your goals and financial situation.
Review options on unsecured loans up to $100,000 from top lenders in Oregon
We help borrowers throughout Oregon find and compare options for personal loans. Whether your goals are for a short-term loan program that is only needed for a couple of months, or you need a longer-term loan option, you can review lending programs that meet your needs. We have listed some local banks, credit unions, direct as well as online lenders that offer borrowers a wide variety of options for online and no collateral-based loans. The popularity of personal loans is based on the concept of a quick and convenient loan, without the hassles of dealing with big banks and tons of paperwork. Not every consumer needs a quick or short-term loan, sometimes the best option is to go visit a credit union and explore the benefits of a longer-term signature loan, that they offer, which probably will offer lower rates and fees. Many loan options will be based on your credit rating but not all lenders use the same method, so it makes sense to use a comparison engine like we provide to filter the best options for your situation.
Compare Personal Loan Options For Borrowers Throughout Oregon
Borrowers who have bruised credit or a bad credit rating can still pursue online loan options. Many lenders are now offering installment-based loan programs that are unsecured (not requiring collateral) to obtain loans from hundreds of dollars to thousands of dollars. If you are pursuing a new loan to consolidate debt and improve your cash flow and hopefully your credit, then it would make sense even if your credit is not great to pursue a personal loan. We would not recommend a new loan if you’re not able to afford the payments. Most lenders will evaluate your credit, employment history, and other factors to determine your loan eligibility when they are looking to qualify borrowers with poor credit scores.
Can you use a personal loan to plan your dream vacation to Oregon?
Oregon has great destinations to visit for people who live in the state and those who are planning to visit the area. If you’re visiting Cannon Beach, Crater Lake National Park or Springfield as a part of your vacation, we can help connect you with a lender to obtain a quick loan in a matter of minutes.
Innovative Finance is a great platform for students who need money for school expenses
Our loan platform is easy to use for students to research and compare personal loans online. Whether your a student at Eastern Oregon University, Northwest Christian University or Multnomah University you can research and compare loan options for free using our loan platform. We strongly encourage students to establish a budget and take caution as to not borrow more money than you can afford to pay back.
Top Lenders in Oregon Offering Installment Loans and Unsecured Personal Loans
Whether you need to borrow money for an unexpected auto repair, medical expense, family emergency, or traveling, our lenders work with millions of customers like you every day who are in need of additional cash and finances and are trying to get a quick loan.
Bad Credit Loans Portland Oregon
For consumers and borrowers who have less than ideal credit, then going to a traditional lender may not help them get the cash they need for their finance emergencies. When an unexpected medical emergency arises, your car breaks down, or your furnace stops working, you may need an online short-term loan to get the quick cash to cover these expenses. If you are unable to use a credit card or borrow money from another source, then sometimes an online short-term loan is the only option. Whether the loan you need is a quick installment loan or personal loan, including peer-to-peer offers then we have the right options for your finance needs. Our nationwide network of top lenders helps consumers who need to borrow between $500 and $35,000 online.
Unsecured Loans In Bend, Grisham and Portland Oregon
Should You Try These Local Banks or Credit Unions For Personal Loans?
Oregon First Community Credit Union
200 N Adams St
Coquille, OR 97423
(541) 982-4715
Onpoint Community Credit Union
1720 NE 9th Ave
Portland, OR 97212
(503) 228-7077
McKenzie Federal Credit Union
1705 Centennial Blvd
Springfield, OR 97477
(541) 746-6121
TLC Federal Credit Union
1510 3rd St
Tillamook, OR 97141
(503) 842-7523
Onpoint Community Credit Union
2430 NE Mcdonald Ln
Mcminnville, OR 97128
(503) 228-7077
Tlc Federal Credit Union
2004 NW 36th St
Lincoln City, OR 97367
(541) 994-9889
Consolidated Community Credit Union
2024 NE Sandy Blvd
Portland, OR 97232
(503) 232-8070
OnPoint Community Credit Union
11750 SE 82nd Ave Ste
Happy Valley, OR 97086
(503) 228-7077
TLC Federal Credit Union
1625 N Coast Hwy
Newport, OR 97365
(541) 265-8182
Oregon Pioneer Federal Credit Union
17884 SE Mcloughlin Blvd
Portland, OR 97267
(503) 833-1540
Innovative Finance of Oregon implores you to not borrow more than you can afford and make sure you are able to pay back your end loan amount on time. Borrowers with average and below credit, who have limited options should take advantage of credit counseling, financial advisors and other resources to help make sure they are making the best finance decisions for their personal situation and getting the right loan for their specific borrowing needs.
Direct finance lenders for these OR area communities
Agate Beach, Albany, Aloha, Altamont, Ashland, Astoria, Badger Mountain, Baker City, Beaver Creek, Beaverton, Bend, Calapooia, Canby, Cedar Hills, Cedar Mill, Central Point, City of the Dalles, Coast Range, Coos Bay, Cornelius, Corvallis, Cottage Grove, Dallas, De Lake, Eugene, Fairview, Florence, Forest Grove, Four Corners, Garden Home-Whitford, Gladstone, Grants Pass, Green, Gresham, Hayesville, Hermiston, Hillsboro, Independence, Jennings Lodge, Keizer, Klamath Falls, La Grande, Lake Oswego, Lebanon, Lincoln City, McMinnville, Medford, Milton-Freewater, Milwaukie, Monmouth, Mount Hood, Newberg, Newport, North Albany, North Bend, North Siuslaw, Northeast Umatilla, Northwest Clackamas, Northwest Jackson, Northwest Josephine, Northwest Umatilla, Oak Grove, Oak Hills, Oatfield, Ochoco, Ontario, Oregon City, Pendleton, Portland, Prineville, Redmond, Rockcreek, Roseburg, Salem, Sherwood, Silverton, Sisters-Millican, Somerset West-Rock Creek, Southwest Jackson, Springfield, St Helens, Stayton, Sunnyside, Sutherlin, Sweet Home, Tenmile, The Dalles, Tigard, Troutdale, Tualatin, West Haven-Sylvan, West Linn, West Slope, Wilsonville, Woodburn, Yoder
What about installment loans from peer to peer lenders in Oregon
Peer to peer loans are difficult to get sometimes, and you can run into some high-interest rates, so if you are about to get a loan, you should get a credit check so you can be sure that there are no surprises that are going to be unearthed in the process. Remember that you have a right to dispute anything that is on your credit report, so if you disagree with something you are fully within your rights to get your own side of the story in there. This may help you a great deal when your credit report is pulled when applying for the peer to peer loan, especially if it is for a larger amount and has a long repayment process.
Innovative Finance is a free platform to research and compare personal loans online
Innovative Finance of Oregon is committed to being a local resource for helping borrowers who need to borrow money online. Our platform is the perfect spot to compare signature-based personal loans and borrow as little as $500 and up to $40,000 or more from the convenience of your home or office. We value your feedback and opinions, feel free to contact our editorial team anytime. The innnovativefinance.org portal is managed by a group of passionate writers who love personal finances, saving money and helping others. Don is the author of this page, he enjoys helping borrowers navigate the nuances of achieving their personal goals and saving money.
Originally published in November of 2013 and revised in 2024 by Don.