Bad Credit, Personal Loans in WV, Top Online Lenders for 2022
Find the perfect personal loan and borrow up to $40,000 or more online. Whether you credit score is excellent or poor, we have loan options to meet every borrower’s needs. Our bad credit is ok loan options are designed to make sure that every borrower who visits our website will find a loan option that meets their unique goals. Get started with a debt consolidation loan or short term loan to cover almost every situation. Whether your hoping to borrow a few hundred dollars for a few months or thousands of dollars for a few years, we can connect you with lenders in West Virginia that can meet your unique lending needs.

Review real loan options from lenders in Charleston, Morgantown, Parkersburg and throughout the state. InnovativeFinance.org makes it easy to search web-based and local lenders who can help you borrow money for almost every purpose. The benefit of working with direct lenders is they can often get you funded in a matter of days and have your cash deposited quickly into your bank account. With FinTech industry booming, its a great time to obtain an unsecured loan online.
Can you use a personal loan to plan your dream vacation to West Virginia?
West Virginia has great destinations to visit for people who live in the state and those who are planning to visit the area. If you’re visiting Wheeling, New River Gorge or the Harpers Ferry National Historical Park as a part of your vacation, we can help connect you with a lender to obtain a quick loan in a matter of minutes.
Innovative Finance is a great platform for students who need money for school expenses
Our loan platform is easy to use for students to research and compare personal loans online. Whether your a student at Bethany College, University of Charleston or Ohio Valley University you can research and compare loan options for free using our loan platform. We strongly encourage students to establish a budget and take caution as to not borrow more money than you can afford to pay back.
Whether you need to borrow money for an unexpected auto repair, medical expense, family emergency or traveling, our lenders work with millions of customers like you every day who are in need of additional cash and finances, and are trying to get a quick loan.
- Find Personal Loan Lenders and Learn how Peer to Peer loans work
- Installment Loan Lenders in WV offer Loans up to 60 Months For Repayment
- Unsecured and Non Collateral Loans For Borrowers
- Unsecured or Signature Based Loans From Lenders In West Virginia
For consumers and borrowers who have less than ideal credit, then going to a traditional lender may not help them get the cash they need for their finance emergencies. When an unexpected medical emergency arises, your car breaks down, or your furnace stops working, you may need an online short-term loan to get the quick cash to cover these expenses. If you are unable to use a credit card or borrow money from another source, then sometimes an online short-term loan is the only option. Whether the loan you need is a quick cash advance, payday loan, installment loan or personal loan, including peer to peer offers then we have the right options for your finance needs. Our nationwide network of top lenders helps consumers who need to borrow between $500 and $1,000 online.
West Virginia unsecured loans for customers with Excellent, Good, Poor and Bad Credit Histories
Whatever your needs for finance are, count on the team of editors from the West Virginia signature loan network are committed to helping to bring you the latest offers and options, from debt consolidation loan lenders, installment loans, and social lending, we will be covering a variety of short term lending topics and sometimes will even try to discover credit card and other relevant finance topics of interest for your benefit. Finding the right loan can mean the difference in making your life less stress-free. Borrowers who have time and great credit are encouraged to work with banks or credit unions when possible, for the lowest rates and fees. Borrowers with average and below credit, who have limited options should take advantage of credit counseling, financial advisors, and other resources to help make sure they are making the best finance decisions for their personal situation and getting the right loan for their specific borrowing needs.
Popular personal loan lenders to consider: Marcus, Lending Club, Prosper and Wells Fargo

If you are searching for a loan over $1000, then you may consider visiting Prosper or Lending Club, two of the more recognized peer-to-peer social lending platforms that help customers with good credit get loans, sometimes up to $25,000 or more. Peer to peer loans are difficult to get sometimes, and you can run into some high-interest rates, so if you are about to get a loan, you should get a credit check so you can be sure that there are no surprises that are going to be unearthed in the process. Remember that you have a right to dispute anything that is on your credit report, so if you disagree with something you are fully within your rights to get your own side of the story in there. This may help you a great deal when your credit report is pulled when applying for the peer-to-peer loan, especially if it is for a larger amount and has a long repayment process.
Stay connected and learn more about regulations in the financial industry.
Are There Local Banks and Credit Unions in West Virginia to Consider for a Personal Loan
Members Choice WV Federal Credit Union
201 Ohio Ave
Charleston, WV 25305
(304) 346-5242
West Virginia Federal Credit Union
318 5th Ave
South Charleston, WV 25314
(304) 744-7604
Element Federal Credit Union
3418 Maccorkle Ave SE
Morgantown, WV 26506
(304) 721-4145
Innovative Finance of West Virginia is committed to being a local resource for helping borrowers who need to borrow money online. Our platform is the perfect spot to compare signature-based personal loans and borrow as little as $500 and up to $40,000 or more from the convenience of your home or office. We value your feedback and opinions, feel free to contact our editorial team anytime. The innnovativefinance.org portal is managed by a group of passionate writers who love personal finances, saving money, and helping others.
Originally posted on November 11, 2013 and updated in 2022 by Don