Which Rewards Credit Card Should You Sign Up Before The 2017 Holiday Shopping Season
With the holiday season approaching in a few months, it is a good idea to sign up for a rewards credit card to take advantage of the discounts and cash back that you can enjoy during the sale. Rewards credit cards let you earn rewards points that can be exchanged for vouchers. The following are the top 4 rewards credit cards that you can sign up prior to the 2017 holiday season.
1. Barclaycard Arrival Plus World Elite MasterCard
Barclaycard Arrival Plus World Elite MasterCard is offering 40,000 miles for qualifying cardholders who have spent at least $3,000 in 90 days. The 40,000 miles is worth for about $400 value. It has a rewards program that let you earn 2x miles on all your purchases. This makes the card great for those who don’t want to keep track of rotating categories. In your next redemption, you get an additional 5% miles from the accumulated miles. The miles can be redeemed with various stuff such as statement credit and gift card.
2. Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards credit card offers cardholders the opportunity to earn 1.5% of cash back on all their purchases without any spending cap. The card also have a signup bonus promotion where you get to earn a $150 bonus if you charge at least $500 on the card in 3 months. The card has a zero percent introductory rate for 9 months after which you will be charged with a variable APR in between 13.99% – 23.99%. It offers features such as zero foreign transaction fee, zero fraud coverage, auto and collision coverage, extended warranty and concierge.
3. Starwood Preferred Guest Credit Card
Starwood Preferred Guest Credit Card allows you to earn 30,000 Starpoints when you have spent a minimum of $3,000 in 3 months after the account opening. You can earn 5x Starpoints when you make purchases at Starwood hotels. The Starpoints that you have accumulated can be redeemed for free nights at 11 partnered hotels. If you hold a SPG elite status, you can get 5 free nights and 2 free stays each year. Cardholders can also enjoy free internet access in the room. During the first year, the annual fee is waived and you will be charged $95 afterward.
4. Citi Double Cash Card
Citi Double Cash Card allows you to earn 1% cash back rewards on all purchases. You will earn the remaining 1% cash back as you pay off the minimum that is due at the deadline. There is no cap on the spending limit and you don’t have to purchase items in the rotating categories to redeem the cash back. It offers an 18 months zero percent APR promotion on purchases and balance transfer. The card does not charge any annual fee.