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SBA Loan Limits Just Doubled: What the New $10 Million Cap Means for Your Business
Eligible small businesses can now access as much as $10 million in combined SBA-backed financing through the 7(a) and 504 loan programs. The U.S. Small Business Administration implemented the new policy on July 4, 2026, doubling the previous cumulative limit of $5 million. The change does not create a single $10 million SBA loan. Instead, […]
Turning Gift Certificates into Quick Funds: A Smart Move for Small Businesses and Individuals
Gift certificates aren’t just thoughtful presents. They’re also underused financial assets. Many small business owners and individuals don’t realize they can convert these certificates into cash. Every extra dollar counts when funds are tight, especially during economic uncertainty. That’s where gift certificate conversions step in, offering a practical way to unlock immediate liquidity. One lesser-known […]
